TBL Consulting
Terms of Use

Terms of Use

For TBL Consulting LLC, TBL Learning, and related websites, digital assets, and training.

Effective Date: September 10, 2024

Last Updated: February 5, 2026

These Terms of Use ("Terms") govern your access to and use of the websites, landing pages, online stores, checkout pages, digital products, downloadable materials, webinars, courses, trainings, memberships, consulting materials, and related services operated by TBL Consulting LLC, doing business as TBL Learning, and any affiliated brands, assets, or content controlled by us (collectively, the "Services").

By accessing or using the Services, purchasing a product, registering for training, downloading materials, or otherwise interacting with us online, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Services.

1. Who We Are

  • The Services are owned and operated by TBL Consulting LLC, also doing business as TBL AI and TBL Learning ("Company," "we," "us," or "our").
  • These Terms apply to all visitors, customers, users, students, clients, and others who access or use the Services.

2. Eligibility and Acceptable Use

  • You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase products or use paid Services unless a parent or legal guardian has provided legally sufficient authorization.
  • You agree to use the Services only for lawful purposes and in accordance with these Terms.
  • You may not use the Services in a way that violates any applicable law, infringes another party's rights, interferes with the operation or security of the Services, or attempts to gain unauthorized access to systems, accounts, materials, or data.

3. Intellectual Property and Limited License

  • All content and materials made available through the Services, including text, graphics, branding, course materials, slide decks, workbooks, templates, recordings, downloads, training content, videos, audio, PDFs, designs, frameworks, and other materials, are owned by or licensed to us and are protected by intellectual property and other applicable laws.
  • When you lawfully purchase or access a product or training, we grant you a limited, non-exclusive, non-transferable, revocable license to use the material for your personal internal use or your internal business use, only as expressly permitted by the specific offer.
  • Unless we expressly state otherwise in writing, you may not reproduce, republish, resell, sublicense, share, distribute, modify, create derivative works from, publicly display, publicly perform, upload, post, or exploit our materials for commercial redistribution or third-party training purposes.

4. Downloads, Digital Products, and Access

  • Digital products, downloadable files, templates, workbooks, recordings, and similar materials are licensed, not sold, except to the extent applicable law requires otherwise.
  • After purchase, access may be provided by download link, email, customer portal, learning platform, or another delivery method we choose.
  • You are responsible for providing accurate contact information and maintaining the hardware, software, internet access, and file compatibility needed to access digital products and online training.
  • We may update, improve, replace, or discontinue digital assets, portals, delivery methods, or features at any time, provided that doing so does not unlawfully deprive you of purchased access that we have expressly promised.

5. Training, Educational Content, and No Professional Advice

  • Our Services may include educational content, training, webinars, workshops, coaching-style instruction, consulting materials, or skill-development resources.
  • Unless we expressly state otherwise in a separate signed agreement, the Services are provided for general educational and informational purposes only and do not constitute legal, tax, accounting, medical, mental health, investment, employment, regulatory, or other licensed professional advice.
  • You are solely responsible for how you interpret, implement, or rely on training or content provided through the Services.

6. Payments, Pricing, and Taxes

  • If you purchase a paid Service, you agree to pay all stated fees, charges, and applicable taxes at the time of purchase.
  • Prices, product descriptions, bonuses, payment plans, and availability may change at any time before purchase.
  • You authorize us and our payment processors to charge the payment method you provide for all amounts due, including installment payments if you choose a payment plan.
  • If a payment fails or is reversed, we may suspend or revoke access to the applicable Service until the balance is resolved.

7. Refunds and Cancellations

  • Refund eligibility, cancellation rights, trial terms, and satisfaction guarantees, if any, are governed by the specific offer, checkout page, order form, or written policy presented at the time of purchase.
  • If no refund policy is expressly stated for a particular digital product, webinar, or training, the purchase is final to the fullest extent permitted by law.
  • If we offer any subscription, membership, continuity program, or automatically renewing service, cancellation and renewal terms will be disclosed at the point of sale and governed by the applicable offer terms and law.

8. User Accounts and Account Security

  • If any part of the Services requires an account, login, password, or access credentials, you are responsible for maintaining the confidentiality of that information and for all activity that occurs under your account.
  • You agree to notify us promptly of any unauthorized use of your account or suspected security breach.
  • We reserve the right to suspend, restrict, or terminate accounts that violate these Terms or pose a security or operational risk.

9. User Conduct and Community Rules

  • You may not upload, transmit, or post unlawful, defamatory, infringing, abusive, harassing, hateful, fraudulent, obscene, or malicious content through the Services.
  • You may not interfere with any webinar, training, community space, support channel, or learning environment, or disrupt the experience of other users, students, or clients.
  • If we provide comments, community groups, chat features, event participation, or other interactive areas, we may remove content or restrict access at our discretion when we believe conduct violates these Terms or undermines the learning or customer environment.

10. Testimonials, Reviews, and Submitted Content

  • If you voluntarily submit feedback, testimonials, reviews, suggestions, or other content to us, you represent that you have the right to do so and that your submission does not violate any third-party rights.
  • Unless otherwise agreed in writing, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, edit, publish, and display that submitted content for business, educational, or promotional purposes, subject to applicable law and our Privacy Policy.
  • We are not required to keep submitted content confidential unless a separate written agreement says otherwise.

11. Third-Party Platforms, Tools, and Links

  • The Services may rely on or link to third-party platforms, payment processors, webinar systems, hosting providers, email providers, software tools, or external websites.
  • We are not responsible for the content, policies, uptime, availability, or practices of third-party services, and your use of those services may be subject to separate terms and privacy policies.

12. Privacy

  • Your use of the Services is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.
  • By using the Services, you acknowledge that you have reviewed the Privacy Policy and understand that certain service providers may process information on our behalf in order to operate the Services.

13. Disclaimers

  • The Services are provided on an "as is" and "as available" basis to the fullest extent permitted by law.
  • We do not guarantee that the Services will be uninterrupted, error-free, secure, or compatible with every device, browser, platform, or third-party tool.
  • We do not guarantee any specific business, financial, educational, productivity, or other result from using our websites, training, downloads, templates, frameworks, or content. Results depend on many factors outside our control, including your effort, judgment, implementation, market conditions, technology, and third-party systems.

14. Limitation of Liability

  • To the fullest extent permitted by law, TBL Consulting LLC, TBL Learning, and their owners, officers, employees, contractors, licensors, service providers, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, business opportunity, goodwill, data, or use arising out of or related to the Services.
  • To the fullest extent permitted by law, our total liability for any claim arising out of or related to the Services will not exceed the amount you paid us for the specific product or service giving rise to the claim during the twelve months before the event giving rise to liability, or one hundred U.S. dollars (US $100) if no such payment was made.
  • Some jurisdictions do not allow certain liability limitations, so parts of this section may not apply to you.

15. Indemnification

  • You agree to defend, indemnify, and hold harmless TBL Consulting LLC, TBL Learning, and their owners, officers, employees, contractors, licensors, service providers, and affiliates from and against claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or related to your misuse of the Services, your violation of these Terms, or your violation of any law or third-party rights.

16. Suspension and Termination

  • We may suspend, limit, or terminate your access to some or all of the Services at our discretion if we believe you violated these Terms, engaged in unlawful conduct, abused the Services, engaged in chargeback abuse or payment fraud, or created risk for us or others.
  • Any provisions of these Terms that by their nature should survive termination will survive, including ownership, payment obligations, disclaimers, liability limitations, indemnification, dispute provisions, and any accrued rights or remedies.

17. Governing Law and Dispute Resolution

  • These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles, except where applicable consumer-protection law requires otherwise.
  • Any dispute arising out of or related to these Terms or the Services shall be brought exclusively in the state or federal courts located in Barry Co, MO, unless applicable law requires a different forum.
  • You consent to the personal jurisdiction and venue of those courts.

18. Electronic Communications

  • By using the Services, registering online, making a purchase, or communicating with us electronically, you consent to receive communications from us electronically, including emails, notices, disclosures, receipts, and service-related messages, to the extent permitted by law.

19. Changes to These Terms

  • We may update these Terms from time to time. When we do, we will revise the Last Updated date above.
  • Your continued use of the Services after updated Terms become effective constitutes your acceptance of the revised Terms, unless applicable law requires additional notice or consent.

20. Contact Information

If you have questions about these Terms, contact:

TBL Consulting LLC
support@tblconsult.com